Real estate appraisal services for homeowners in the city of Oswego and Kendall County

See the top reasons IL homeowners use Foundation Appraisal, LLC:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a IL property tax assessment
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a IL divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in IL

Own a home in or near Oswego, IL and need help determining the price of it?
Contact Foundation Appraisal, LLC.

At Foundation Appraisal, LLC, we understand the unique needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. As our valued client, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. The professional appraisers at Foundation Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're qualified in helping people just like you remove unwanted and unneeded PMI insurance.

Challenge Kendall county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is going down. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An expert appraisal from Foundation Appraisal, LLC is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Foundation Appraisal, LLC can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Foundation Appraisal, LLC can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.